Hello everyone, i am 28F with healthy teeth. I have 3 fillings. I don’t smoke or drink. I removed my top 2 wisdom teeth after they erupted and I wasn’t able keep them clean.

I’ve been told by several dentists that I need to have my bottom teeth surgically removed as they are fully impacted and will cause severe pain and tightness in my jaw if and when they move to try and erupt. I was also told it would cause tooth decay on my back molars. Well a week ago I noticed that my left tooth is partially erupting which I wasn’t expecting. I am not really sure what to do at this point, I can’t afford oral surgery right now to remove it and it doesn’t hurt at all. Does this need to get removed sooner rather than later? Or can it wait a while?