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one year in and I've barely made a dent in my payoff amount
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I'm a 30 yr old male (if that matters) and a first time financer btw. Every other car I've had has been a cash car.

I just paid my bill and was curious how much left I have til I pay it off and now I feel like this is going to be an endless process with the car dying before it's paid off. I just want to know if I'm being screwed or not and what my options are.

'14 Nissan Altima 99k miles (now 120k) I signed the contract early January 2021 Maturity date is 2/2/2026 (what is this?) Down payment: 1.2k Original amount financed: 8,000 /- Amount remaining: 6.8k Monthly payment: 235 but I pay 250 early every month Apr: 25% (what is this?) And I've made 13 payments of 250 so far which is 3.25k So why am I just barely crawling along with the payoff amount and should I just ride this out or what??

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2 years ago