Hello everyone I'm a completely noob at buying car, I've been looking around for my first car ever and settle on one. It's a Toyota Camry SE 2022 full options. I was quoted for $35000 OTD price. The car msrp is $31100 so I'm basically just paying tax fees etc etc, on top of that. Is this a fair deal ? I've place a deposit since the car is in transit right now and I still have the rights to not buy and get my $1000 deposit back.
I'm planning to put $10000 as down payment if so how many months should I look to do ? Do I need to get GAP insurance or it's a waste of money ?
Just want to make sure I'm not getting ripped off or anything. Any tips would be much appreciate.
Best,