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Got my Credit score up to a 698, yet I still have some derogatory marks, chances I can get a truck?
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Looking to buy a new (possibly used) GMC Sierra 1500 Limited Elevation. New ones go for about 56k and I’ve seen used ones for 45k.

Anyway. I got my score up to a 698 over the course of 6 months. I have quite a few missed payments from job and money issues but I’m in a lot better of a financial situation now and am going to want to buy this truck within the next few months.

What do dealerships and sales people look for? I don’t have any foreclosures, negative equity or evictions or repos. I’m 21, and I have 3 years of credit history.

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2 days ago