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Do i bite the bullet and get a new car, or fix what i have?
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idk if this is the right place to ask this but i’m in a hole. i bought my 2013 dodge dart 4 years ago with 45,000 miles on it for 8.2k. with warranty and everything my loan was about 11k. i currently have $2100 left on it, which is about what i’d get if i sold it. it’s now at 105k miles. ever since i bought it i’ve had issues every so often. my fuel tank has a small leak, my AC isn’t working, my E brake hardly works (which is rough with a manual but i’ve made do) and i need new front tires and a realignment. aaaand my skid plate is so low it’s constantly scraping. my credit isn’t great. my mom will co-sign and i could possibly get an interest rate less than 10% (current loan is 4.2%) but i’m looking at my payments being around $400 for anything and rn i’m paying $220. we tried to get a loan at my credit union that i have a credit card with and do all my banking and got rejected because of my credit. at this point, do i put the $2-4k needed to make my car run well, or do i just trade it in and try to find a loan? i drive a lot for work so i need something reliable. my car drives decently and that seems to be the only issues. it’s kind of an either or because i can’t keep driving on my car like this, but i’m not going to pay for repairs if i’m just going to get rid of it shortly after anyway.

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1 year ago