Howdy!

I am a student who probably overspends on a lot of things, and I really need to budget. However, most apps seems to help you make a budget rather than help respect it. I might be chasing for a unicorn, but hey there's no problem in trying! It can be an app, a specific excel template or something, I really don't mind!

- I want to be able to set a goal for, say, food during the month, and see how I do for that (ex: I overspent by 50$ this month, therefore I see how and where I can cut).
- I live with my partner, and I pay for utilities, so I want to be able to maybe checkmark or smth once I have their half
- I want the app to help me pay back a line of credit. I bought a car with it, and have about 2500 left to pay on it.

I am aware of mint and YNAB, but unless I missed some features and needed to configure more, it didn't seem to correspond to my needs!

Thanks