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The way Manila Bankers Life Insurance advertise themselves is really deceitful and shady.. And I fell for it. Please be careful.
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Advertising gusto nila so Iā€™m doing my part.

So Iā€™ve been a victim of this shady modus kanina sa mall. Manila Bankers Life Insurance Advertising model is very shady.

I just finished my session with my therapist and was on my way to withdraw money to buy meds, when may sumalubong sakin. I usually wear earphones and ignore people na nag ooffer ng credit card deals etc. pero for some reason their question made me stop and confused me. They asked me if I had been given a gift already.

Napa-isip ako and got confused then the lady started to ramble how I look so young and pang abroad daw ung porma ko etc. insinuating na Iā€™m from upper middle class(which I am not). Then she brought me to her booth and started telling me about their raffle and the freebies that I could get if I just tell them kung magkano na naiipon ko.

I donā€™t know what happened... But i kept complying and answered them. Next thing I know I was brought to their office. I was told they only had to introduce their company to me and ang kapalit lang ng freebies na makukuha ko is me Telling more people about their company. So um-oo lang ako

Yun pala life insurance siya. Usually when I get offered these things, I say no. I donā€™t know what happened to me kanina talaga...

Paulit ulit din silang nag sabi sakin na I can say no but then proceed to tell me motivational stories about investments and taking risks leads to success... In the end I said yes and I went auto-pilot signing all the papers. I think my anxiety started to kick in din. Ang ironic, just earlier today pinoint out ng therapist ko ung people pleasing tendencies ko and ito na nga.

They took a video of me saying na hindi naman ako pinilit mag sign and if naintindihan ko naman ung pinasok ko. I donā€™t know, I really should have backed out but nag auto pilot na ako nun... I paid the whole 32k for the first year.

The agent kept telling me na titignan lang daw namin if papayag ung bank sa transaction with them or not, not knowing na the payment will go through anyway. They have this spiel pa of ā€œIf itā€™s fated then it is, if itā€™s not then itā€™s not.ā€

I got manipulated hard.

The funny thing is, I was using my payroll account as my savings so yung payroll ung binigay ko sakanilang account. When I checked my emails kanina, 10 minutes after the billing, they cancelled my plan. Mga hinayupak.

They knew they canā€™t take advantage of the payroll account so they cancelled it immediately. Paglabas ko ng office nila, I was glazed over and spaced out pagkatapos nung lahat ng nangyare. I was shaking when I purchased my meds. Naconcern pa ata ung pharmacist kasi nga ssri pa ung binili ko and yung itsura ko parang tulala pa. Nag madali ako bumalik sa office to cancel my plan agad and maybe get a refund pero naka uwi na daw ung agent.

Mind you, itā€™s been about 30 minutes after they cancelled my plan. I havent even gone back to the office yet to tell them na I changed my mind when they cancelled it.

To give credit naman, at least kinontact nung cashier ung agent na yun and nag message back naman si agent. Ang tanong is kung ibabalik pa ba nila yung pera ko.. Iā€™m going back there agad bukas to settle it with the agent. Im bringing my friends with me din kasi I donā€™t think I can handle it by myself...

They wanted me to tell more people about them then sure.

Manila Bankers Life Insurance, mag-ingat po kayo diyan. Itā€™s a legit life insurance company but their advertising strategy is very deceitful and shady. Itā€™s a lesson learned on my part and I should have read through the contract kahit minamadali akong ipa sign nung agent. I already knew this but I donā€™t know what happened to me talaga.... Ayun lang. Ingat kayo. Sorry for the long post.

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11 months ago