Hello all, Varo has 7 million customers, so when you get all excited over people posting complaints, etc there is like 10 here, go to Wells Fargo, Bank of America, thousands of complaints. I have never had one issue with Varo that wasnt caused by my negligence. To explain, if you live in St. Louis, never used your debit card outside of the city, then you travel to Dallas Tx and start charging a bunch of stuff, security programs are going to halt your card on the first attempt for your security. When you travel you can email Varo and ask them to remove any USA based hold and tell them where you are traveling, then no problems. Remember Varo charges none of us a single fee to perform 99.9% excellent. Do you realize BofA charges you for using a teller at the bank! Dont ask for a cup of water at the Bank, its $5.00 as well. Be happy with what you have nobody has ever lost thier money in a Varo account , and the real banks are horribly horrible. Be smart about your stacks, and youll be fine