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Hi, when I was younger I racked up fair amount of debt to the tune of £20k. Credit cards, pay later accounts, you name it I had it. I went onto a debt payment plan as I started drowning in monthly payments for debt, car payments etc, at the time I was on about £30k a year . Fast forward to today, I have about £4k left to pay which I intend to pay on my next bonus and remove the noose from my neck. I'm now on around £85k a year and renting with my partner and son, how likely is it we will be able to get a mortgage after the debt plan has ended? Does anyone have any experience of this? Will we be crucified with interest?
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- 2 years ago
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Think that's what we will have to do, problem bis we have kids so need 4 bedrooms so the interest makes so much more difference than saving up for a bigger deposit. My fault can only blame myself! Well younger me anyway!