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Hi all,
I have a question regarding my personal loan. I took £3000 from sainsbury's bank in November at 9.7% for 3 years, the payments are around £97p/m.
I needed the loan urgently to get a car for a job that was some distance away.
The repayments are no issue and the rest of my finances are fine. Got the emergency fund building and all the other ukpf top tips.
The questions is would it be worth trying to refinance this loan to get a lower interest rate? Now I have half a year of repayments under my belt.
I would maybe try to get it over 24 months so monthly repayments would be higher but total. Interest would be much lower.
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- 6 years ago
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- reddit.com/r/UKPersonalF...