Hey guys,

I'm currently a 3rd year university student with my final 4th year to go. I'm thinking of trying to purchase the property me and my faimly live in but wanted to get some advice.

I have about £10,000 in savings and my parents have about £15,000 in savings. My parents have been council tenants for the majority of their time (20 years) in the U.K. we've only been staying in council houses.

I'm currently working at an internship right now that pays £50,000 pro rata and will be working there after I graduate at a salary of £60,000. I'd like to say my credit score is really good (979/999 on Experian) after increasing it using my Amex Platinum Cashback card for 1 year. I have just gotten approved an Amex Gold card and will probably try to hit 999.

I am trying to see how we can buy the property we are staying in right now as my dad doesn't want his name on the property so it'll only be me and my mother. We don't have any ISA or LISA accounts and whilst I haven't lived there for the past 3 years (staying at university accommodations), I'll be living there from now on till the forseeable future.

If I could get some tips as to how to go about buying the property and what I can do, that'd be great. Feel free to ask extra questions. Thank you!