Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

1
Junior isa or open a second account
Post Body

Hi all Just wanted to ask a quick question. We had a boy last July and I'm wanting to put something a month away for him in the future. I have a isa and share account with HL and was wondering would it be better for me to open junior SS isa for him or to open an account which I can give him when he turns 18 to continue his investing journey? He has a cash isa as his normal bank account to pay in birthday monies and gifts this is just abit extra TIA

Comments

If you're comfortable with investing, I would say it's a really good idea to open a stocks and shares ISA. You won't need the money for another 17 years, so you really have a ton of time to weather out any bumps along the road.

You'll get minimal returns from just putting it in a bank account.

You should get far better returns in stocks and shares. You have another 17 years which really mitigates your risk and, as you say, can be a good way to teach him about investing.

Author
Account Strength
80%
Account Age
8 years
Verified Email
Yes
Verified Flair
No
Total Karma
334
Link Karma
42
Comment Karma
292
Profile updated: 4 days ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
3 years ago