I’m 28 and I feel like I have wasted so much time. I mean my life is overall pretty great. I have a bachelors degree, getting my student loans paid off through the Army, and make pretty decent money, oddly enough from a warehousing job that doesn’t even require a high school diploma to get.

But I wish I did more small things earlier in life that would have added up to big results today. I wish I worked out a little bit more. I wish I played the guitar a little more every day. I wish I invested money starting at 22 rather than starting a few months ago. I wish I even just opened up a savings account at 18 and threw like 20 bucks in every month. All things I easily could have done but never did. And I know I’m 28 which is still considered young, but each day I wake up, do all those things, and just imagine where I could be today if I started.

Incrementalism is a really simple concept where, a little you do today, then do a little more tomorrow, and repeat slowly adds up to big changes. But I was too lazy and never did those things. You do tiny increments of improvement on yourself to eventually be much better. And even though I know I can still do them, I have potential that will never be fulfilled because I never maximized my time on earth. Rather than doing a few pushups every couple hours I would play Dark Souls for 13 hours straight or binge The Office for the 8th time. Instead of saving and even investing money, even tiny amounts, I preferred blowing it on fast food that not only is unhealthy for me, but is much more expensive than just buying groceries at the store and cooking at home. Instead of playing the guitar and actually being proficient at an instrument, I elected to stop because I didn’t feel like I was getting any better (now I can’t even play a simple major chord without staring at my hand like it’s a foreign object).

That all changes. If you have anything you want to say about your own personal failures or plans to start something new, tell the world here. No shame.