I have to share this with someone; it's like I've hacked the life code at 22. I'm sitting on zero college debt, own a spacious place in a cozy midwestern town with a mere $900 a month going towards the mortgage. I've just snagged a gig as a remote software developer with a salary north of 100 grand, plus bonuses to boot. When the dust settles on my bills, there's a cool $2000 monthly for whatever I fancy.

Coming from a background with three siblings where making ends meet was the norm, even a 50k salary seemed like a fortune. Now, it's almost surreal to think of the financial cushion I'm about to land on.

Topping my to-do list is stashing away some cash for a rainy day. Then, it's time to upgrade some home appliances and tackle a few renovation projects. After that, my plan is simple: invest wisely, and yes, indulge in my fair share of latte luxuries. I've always been the careful type with money, so this is going to feel like I've struck gold.

Sure, I'm aware that I'm not actually hitting billionaire status, especially with inflation in the mix. But for me, this is quite the windfall.