Ladies! Online payment methods should not be saved! Spend the additional 60–120 SECONDS necessary to enter your card information while making transactions! At the company I work for, I've recently begun working on fraud and credit card disputes, and WOW, it's really eye-opening how simple it is for anyone to hack into an online profile you've made and give them FULL access to use any payment method you've saved! You might also believe that you can simply dispute the charge, but if the terms of your agreement with the online shop disclaim liability for fraud or identity theft (WHICH ALMOST ALL DO), you're screwed, and it's an automatic victory for the merchant and a loss for the customer! for the most part, PROTECT YOURSELF.