I have been so irresponsible with my student loans… I wasn’t paying them and they were garnishing my wages. I got onto a forgiveness plan and made EVERY PAYMENT. The last payment was due in March of 2019- then the pandemic hit and everything was in pause. Then I saw in the news where Biden forgave a bunch of student loans, but which ones? I still have them and I don’t understand why I do if he forgave so many. Is there somewhere when I need to sign up? We’re they just specific loans that were forgiven? I was also a public servant working at a JDC for 8 years for the state of Ohio if that helps with someone’s answer. I appreciate all the help and info. Please explain like I’m 5 years old lol.