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I took out $107k in loans for my master's. For the first time ever, my balance is below that amount ($106k). I have made over $74k in payments over the past decade.
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I sent a handwritten card to VP Harris with my recommendations to relieve the burdens of student debt.
- Cancel student debt in the amount of interest paid
- Cap future SL interest at 2%
- One-time $25k tax break to anyone who paid off student loans in the past 15 years
- Requirement that SL payback is always as an income-based plan, unless the borrower actively opts out
- Keep it simple; no means testing
It's the freaking interest, man.
POTUS can act on the first point; Congress (unfortunately) would need to act on the rest.
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