At this point, I already know it's very late to be trying to sort all of this out, but the long story short is my financial aid for this year was reduced, even though I have no job and little-to-no family support, so I owe almost $3,000 for this semester still. I have no idea how I'm supposed to pay it off so that I can still attend in the Spring, so I turned to VSAC (Vermont Student Assistance Corp.) to apply for a private loan to get me through, but neither of my parents can cosign it. At this point I'm freaking out because if I can't figure something out I won't be able to stay here for the Spring semester, and besides college I don't really have anywhere to go. What to do?