Okay, so when I first signed up for the repayment plan for my direct unsubsidized loans of about 40k, it said it would be around $250 per month (I can’t remember the exact number but it wasn’t more than 300 for sure). I just learned that it’s $460 per month. I tried to change to a different plan but the one I wanted, I’m not eligible for and the one I’m trying for now is about $250 like it was originally supposed to be but it says it takes a couple of weeks to check eligibility. I’m worried it’ll charge me the $460 since I really don’t have that extra money to blow on these loans.

I’m just so annoyed cause my financials were finally going well but this is such a large expense when I barely make enough for my expenses and rent.