My wife and I were at the lake for the weekend; the beach was crowded but the swimming dock 100 yards out was empty.

We rowed the canoe out and got into the water. She’s not a great swimmer and asked me to stay close. Well, I was feeling pretty frisky and used that as an excuse to start feeling her up.

She was giggling and saying that everybody could see, even though we were submerged. My hand found its way inside her suit; she wasn’t giggling anymore. “We’ve gotta be quick,” she whispered as if anyone could hear.

I tugged my trunks down enough to free my cock and pulled her close. Her legs wrapped around my waist as her arms were holding my shoulders. I looked past her to the beach full of people and slipped inside her pussy.

She ground against me hard as I thrust into her; she admitted afterwards she was as turned on as I was. Her nails dug into my back and I bit my lips to keep from crying out as I came hard.

The entire encounter only took 5 minutes or so, and we still talk about it!