I'd really like to finally replace my carpets that have massive holes in them, my bed also needs replacing as its broken and has a giant dip in the centre making sleeping difficult.

I get paid on a fortnightly basis, so it's difficult to save up any amount of money to fix these problems, and I was hoping I could borrow the money so that I can do these things without having to ask my parents for the help.

I'm hoping my long history on /r/borrow (£4000 paid back in loans) shows that I am an excellent borrower that always pays on time and maintains contact with my lender until the loan is paid off. Furthermore, I get paid on the 4th and 18th of each month (unless that date falls on a weekend or bank holiday, in that case it will be a few days early) and I manually send the money over, meaning you'll get it around midnight my time almost every time.

Ideally, I'd like to pay £25-50 a fortnight so that it gets paid off in about a year totalling at £1300, but I'd be more than happy paying more interest if it meant I could pay less a fortnight, but that will be up to the lender.

I am happy for you to contact my previous lenders for a reference, very active on reddit and can be easily contacted.

Thanks for reading.