Buying a condo. Loan is currently in the Underwriting phase. According to my lenders website, it went to Underwriting on November 17th. My credit score is 760. I put 20% down. Make a very good salary. I made sure to get anything they requested to them super ASAP. Closing was originally scheduled for November 30th but lender stated that they could not make that date. Seller agreed to an extension. Lender stated that they “will shoot for” December 11th to close.

Anyone have any opinions on what the average length of time a loan is with an underwriter? I was hoping to be settled in well before Christmas.

My Real Estate lawyer also suggested that I kinda nudge my lenders and he will do the same. What are some ways to do that without being annoying?

Thanks for any advice.