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Experience with bizarre loan valuations?
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We found a house we absolutely love. It’s got a view that would be $1M in the US, has a great story, and is our style entirely. We had our offer of €370.000,00 accepted and we figured the valuation for the loan would easily exceed the price. We were shocked when it came back at €200.000,00. Has anyone else had an experience like this? Are there any avenues of recourse or alternatives? We really wanted this house and now feel like we’ve wasted a ton of time and money and we really disagree with the valuation. If we had enough cash to buy it outright we would, but we need a loan for about 60% of it.

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1 year ago