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I have a capital one card that got sent to collections about a year ago when I got caught in a money vortex of holding two mortgages for an unexpected amount of time.
The latest letter said the agency will continue to add interest to the debt ($7500) at the same interest as the card was (19%) which seems like some bullshit.
Should if reach out and try and settle for original amount without any additional interest charges, or hit them hard and settle for less?
Credit was great until this point but now it’s in the shitter.
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- 4 years ago
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