Hi guys,

You have provided good advice so far. I was hoping if someone can provide some insight on how to move forward with my mom's account. She has about 60k saved in rrsp at RBC growth and selected growth split in 2 account with 3 different investments options per account. I am not sure why.... All I know is that I was recommended. She has same investment options for her tfsa account for a value 60k. I noticed her mer per investment was 2.5. she is currently trying to sell her business which may net her 300to 400 k potentially. All debts are gone house paid of. I am wondering if I should put her money into a robo investor like wealthsimple or RBC robo investor her plan is to leave it but since I got started on this forum she is loosing alot of money especially since she won't have any other way to top up.

Also she has maxed her RRSP and TFSA any way to defer tax until she stops workin? She lives in Quebec.