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I currently have an emergency fund started in a managed TFSA that I earn 4.05% interest and pay a 0.5% management fee. They just released an option for "high interest TFSA" which earns 2.75%... this might sound like a stupid question but the right move is to leave my money where it is and monitor the interest rates correct? New to being hands on and monitoring my finances and don't have anyone to bounce these "simple" questions off.
How are you paying fees for a 4% when there are currently two promotionals for the equivalent % for free with simplii or tangerine????
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Sure but... I'm essentially financially illiterate, yet I still wouldn't pay a fee for a TFSA... LOL