For context I’m mid 30s and have a salary of about 140k plus bonuses. Own a house and have 41k in scotia mutual fund portfolios.

As mentioned, not happy with the fees associated with my scotia growth mutual funds. I have two accounts with them, 1 RRSP and 1 TFSA. I also have a TFSA iTRADE account with them that I’ve made money in and learned some heavy lessons with in penny stocks.

Thinking of putting all the TFSA in either VEQT or VFV and the RRSP into something like VDY. Basically choosing one ETF for each of the accounts and buying more whenever I’ve got extra cash at the end of the month or buying any sort of dips in the market.

Does this strategy make sense? Not too big on tinkering around and shit.

Thank you,