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When to submit for pslf 120?
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November 2023 will be my 120 month.

Do I file and submit on November 1st?

Do I wait until my November payment goes through then submit ?

Do I need to be employed at the time of forgiveness, say 2-3 months from date of submittal ?

Should I wait until the end of the month? I filed 6 months ago to forgive 3/9 of my loans that I hit 120 on. They went through 4/24/23. Should I wait until after that date ?

And again do I need to be employed after the final submittal? Iโ€™m so burned out from teaching.

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zenger419

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2 years ago