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MFS, IDR, and Consolidation in a Community Property State?
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Hi all,
My wife currently has student loans, and I do not. She is about 5 years into her PSLF window, and we've already figured out the intricacies of MFS and submitting alternative income documentation for a community property state, at least when her loans were serviced by Nelnet. But my question is about consolidation.
In short, is there any benefit to consolidating under the "one time IDR account adjustment" if all loans carry the same term? Or any disadvantage?
Thanks in advance!
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- 1 year ago
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