Just wanted to quickly share. I went to SM hypermarket Sm north edsa months ago to purchase a few grocery items. Once i arrived at the cashier and scanned all the items, I handed over my atome card as my payment. To my surprise, the cashier respectfully refused to receive my card as payment because they were told to not accept atome card anymore because there were multiple instances where the transactions did not pushed through or was not recorded on Atome’s end. So technically the merchant was charged/deducted but due to this system error either they got delayed payment from Atome or no reversal happened.

Good thing, I have a back up card so I still managed to pay for everything. Otherwise, it would be a hassle and embarrassment on my end.

Aside from this, I had my first experience that my instapay payment did not pushed through, good thing it was 5days prior my due date. Because of this experiences, I might not use the card for now.

How about you guys? Have you also experienced a merchant refused to accept your atome as card payment?