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Finally! Im debt free!!
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Haha wala lang. Ang saya ko lang. After 3 years nabayaran ko na lahat ng utang ko sa 4 kong credit card. Nag simula utang ko dahil sa pandemic. Nasira cashflow ng negosyo ko at personal finances ko. Na-miss ko tong feeling nato. Hahaha
Cheers to new challenges!
Advice sa meron mga utang:
- Prioritize your debts
- Do not live beyond your means
- Kung kaya, pay in full and negotiate for discounts.
- Take advantage of amnesties
Peace!
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