Hello.

I was recently in a car crash where I was going to turn to the left, and had my blinker on. For some reason, the guy behind me thought that I was blinking to the left, and slowing down, because I wanted him to pass... Well, surprise, I wasnt, I was actually turning to the left. I had already slowed down to around 25 km/h (this is an 80 zone, and it was dark), and began to turn to the left. and then suddenly he had plowed into the side of my car.

Since I had signaled well in advance, and he clearly misunderstood the situation, he was relatively compliant in that this was his fault, because he tried to pass me when I was clearly signalling that I was turning left onto another street. Fast forward to today, and the insurance company says that it is my fault, because on the road passing is allowed, and that I should have checked my mirror to make sure I wasnt getting passed before I started my turn.

First off, what the fuck. Second, this guy was WAY back when I started signalling my turn, and didnt slow down. I signaled well in advance since it was dark and an 80 zone, so that they would know, from WAY back, that I was planning to turn. I didnt even see him switch lanes, and he was just suddenly in my side, since he was till travelling 80. See below for a rather crude drawing of the situation. Am I seriously at fault for this? This seems like the most unfair decision of all time...

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https://preview.redd.it/5bbpyue06hzb1.png?width=410&format=png&auto=webp&s=07d03daa9344cf65d671b27921c449f3148651c4