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Fifteen years ago, my homeowners insurance in California was $400 annually. A couple of years ago, it increased to $800, and now, after my previous insurer left the state, it has surged to $2,200. Is there any hope of resolving this insurance crisis? I'm concerned that as premiums continue to rise—especially with most mortgages requiring insurance—it could lead to widespread unaffordability, forcing people out of their homes and enabling large corporations to acquire properties, ultimately pushing us toward a renter-based society.
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- 4 weeks ago
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