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My uncle gifted me a $30k GMC truck. He asked me for $10k to pay off his existing loan where I could have the title. I got a loan at my credit union. They were delayed in the process during my application as to how I was only paying $10k for it. Very kind uncle! In short, my question is the full coverage auto insurance required is a lot of money for me and only increasing thus considering only liability insurance. Should I get out of this car loan (5 years), and if so how? I have a part time job and I think I should get a loan somewhere or somehow else. Maybe out of the car equity? Please advise.
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