Why every transaction I have right now is so slow.

• International Wire Transfer takes awful too long. I updated my transfer instructions last wednesday and its Friday end of day and I'm still waiting for approval? isn't this automated? what takes this one so long? then I have to wait another 5 business days so that banks process the transfer.
• TFSA - Waiting for my contributions to be put into my account because also not instant. It is usually deducted to my payroll but i already received my salary but the money is not there yet on my TFSA account.
• Credit Card payment - I already paid last Wednesday and still not reflected to my card? Why it takes so long?
• Refunds - why this takes at least 7 business days?

But when institution needs payment or getting your money, they are so fast in pulling it to your account. It makes me uneasy waiting for this transaction to be done that I always check my accounts see if anything is moving, because that's another thing. You don't have any update or clue now what's happening.

Plus banks don't process anything over the weekend. So my mind is going crazy for waiting these things to be completed.