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5
How do personal loans work?
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I spoke with a loan officer recently and they talked about a viable interest between 12 and 16 percent and despite being annual interest it sounded like you would be paying a portion of that 12 month interest divided each month instead of at the end of the year. On top of that for a $3000 loan they wanted a loan fee of $170 on top of the additional interest.
At that point wouldn't a credit card be easier?
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