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How do I use insurance?
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To make a long story short, Iā€™m 25 and never had insurance before. I was taken to a doctor maybe three times as a kid due to neglect. Most of my experience with doctors have been urgent care where I paid out of pocket.

I recently got a job with really good insurance and got my card today. I have a lot of issues I want to get worked out but Iā€™m not exactly sure how. In terms of therapy, I feel like itā€™s easier to navigate blindly bc they say on the website what insurance they take and all that, and you just get a consultation to see if theyā€™ll take you as a client, but I honestly donā€™t know how PCP doctors work at all.

E.g., I keep seeing ads for a medication that might help me but you need a prescription. Do I just roll up to a doctor and be like, ā€œhey I wanna try thisā€. (Itā€™s not a controlled substance, itā€™s wegovy, for reference.)

I also find the card somewhat confusing. Thereā€™s a lot of information on it. I see the insurance logo but when I go on PCP sites, thereā€™s subgenres of carriers and shit.

Iā€™m so lost but I just want medical attention lmao

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1 year ago