I'll go first. This is a long one, I'm on mobile, sorry :( tl;dr at the bottom....

I was living in a beautiful house near a forest, with a small ravine running through my open backyard. My girls, at the time 7 and 2, were playing in the backyard. Company came over and I went to call my girls in from the back. I had to walk a little ways to find them, but I often let them walk a few trees deep into the forest for some time to connect with nature. I slipped on a rock and fell into the ravine, panicking. I hit my head on a low hanging tree branch as the current swept me away. Blackness, floating. Then a sudden falling and a brief, braked stop. When I could see again, I was in a waiting room. Confused, I looked around. There were a few other people as well, also looking confused. I saw some books on the table, Eyes of the Dragon by Stephen King was the only one I recognized.

A ding drew my attention to an elevator I never noticed before. My name is called and I go in. "Um, where are we?" I asked the robot like yet human elevator stewardess. "You're going to Hell." The elevator was playing catch up to my stomach as it descended. "What?! Hell? Can I...Can I get out somehow?" Tears rolled down my face. She seemed to show some emotion and sighed. "Well, you seem unfairly brought here from what I can read on your sheet." Had she always had that clipboard?? "I can take you to the test area, but it is 13 levels and the chances of you succeeding are less than a fraction of one percent. You'll be faced with various tests of increasing difficulty." "I'll do it! I don't want to go to Hell! I didn't even want to die!" She nodded and pressed a switch on the elevator. It stopped and then moved...sideways? That was weird but cool. Willy Wonka elevator. Humor in Hell, who knew? It stops and she opens the door. "Purgatory Testing Station. Good luck." The elevator seemed to vanish after I got out.

"LEVEL ONE. DEATH." Holy shit, that was loud. Did that mean- But before I could finish my thought, I was experiencing my death all over again. Well, I was already dead so that was easy. Just slip, fall, hit my head again. Easy. "PASS." My vision faded, I felt light then I was blinded. When my eyes focused, I was in a dark room. "LEVEL TWO: PHOBIAS." Did that mean I had to face my fears? A hell yes followed as spiders rained down on me. My first impulse was to scream and run, but I just closed my eyes and listened to my humming. The floor fell from beneath me, replaced with a thin wire and I now faced acrophobia. I couldn't help but hyperventilate. But I had to focus on life. I was the only one in my way. I closed my eyes again. It seemed hours passed. "PASSED." I was spun into "LEVEL THREE" where I had to watch the replay of my life, but with what I assumed were fake memories. What kind of test was this? I had done none of the things that were implanted. Fake memory guilt trip? I didn't know. "PASSED." I was plunged into a pool. "LEVEL FOUR: PROTECTION." My girls were in floaties beside me (remember they're 7 and 2 so one can't even swim right yet.) I look around and see a psycho ex of mine. I did every thing I could to protect myself and my kids. If I got out of the pool, I failed. If I or my girls went underwater, I failed. If we were pepper sprayed, we failed. Sad to say that's the test I never passed. I jolted awake in bed next to my fiancee. It took a few minutes but I regained my senses and tried to wake him. I screamed in horror as his chest burst open and dozen of various spiders flooded the room. I woke up for real and it took me hours to be convinced I was actually awake.....

tl;dr: I died and went to Hell in my nightmare twice, so I'm convinced Hell is real and I'm being the best person I can to avoid it.