Hello,

I have a trip in April and I have a car rental reservation. My question is regarding the credit card charge for the rental. Here’s some information to help me understand how will navy federal consider the charge: - My due date is on the 15th and the closing statement is on the 18th of each month~ I get the statement electronically on the 19th. - I’m picking up the rental on the 8th and dropping it off on the 16th. I understand the card won’t be fully charged until the car is returned, and it might not post until a couple of days afterward in some cases.

Will the car rental charge be placed on the closing statement on the 18th or will the charge be placed for the next cycle? How does it work if that charge is close/after the 15th? How does navy federal approach this with being close to the closing statement?

Regardless, I’ll be below 30% utilization, but I prefer to keep it below 10% at all times, but with the matter of the car rental, that might be unlikely.