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2 year vs 3 year fixed
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With all the anticipation and expectation around for rate cuts, if you were to get a mortgage today, would you go for a 2 year vs 3 year fixed?
This is for purchasing a property in Toronto, Ontario.
PP- $735K
DP- 20%
Amortization - 30 years
I am currently working towards a 3 year fixed at 5.09%, working with a broker atm. Thinking if I should rather go for a 2 year. Want to know what is the word out there on the streets.

Edit: including details about the mortgage.

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8 months ago