I am in my early 30s and currently funemployed and put about half of my asset in CD (around 5% interest locked in) and the other half is in my 401k, stocks & roth IRA, HYSA, ibond, etc. but did I make a mistake for doing that after seeing the stock market went up so much this year.

My stocks & roth ira itself went up more than 10k this year, so I would imagine I would make a lot more if I had the balls to invest that money I had from my CD, but obviously being funemployed, I was a little scared to invest in the stock market since beginning of the year, the stock market was already kind of high and didn't expect that it would even go higher. And about 2 years ago when I was employed, I also lost 10k from stocks, so I was kind of nervous, but I have then made it back from buying ETFs and short terming.

Did I make a bad decision? My CD will be ending early next year so thinking if I should renew or use majority of it to invest in stock market. But honestly, the market is soo high right now, but that's what I said earlier this year lol!

And people always say in their 30s, they should've done more risky investment vs CDs.