How crazy is $11,000 in student loans?

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It’s a direct subsidized loan, I’m in the 6-month grace period since I graduated May. Interest won’t accumulate til after the grace period for me.

I also have a $1,500 credit card I had to get to buy a new laptop that I’m paying off. So, I’m sort of in 12K-ish of debt. On a job and car search, living with my parents at the moment. Any advice or tips or analysis of how bad it actually is would be welcome.

In case anyone asks, I have just under $1000 in my bank account. Hoping to start picking up freelance editing work soon.

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Posted: 7 months ago
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