Hey Everyone,

So I'll be the first to admit that I don't have a strong grasp on investing or banking in general. I've been doing some reading and feel like I'm ready to at least start off with a HYSA somewhere and expand from there. My issue is for the 10 years I was in the Army and 6 that I've been a civilian I've only ever used USAA. Currently I have my checking, savings, and a credit card thru them. I know I'm essentially getting 0% back on the savings and checking. Does anyone have a recommendation for a "one stop shop" where I can have all of my banking products in one spot? I heard good things about Navy Fed and Pen Fed but I feel like the benefits basically boil down to getting reimbursed for ATM fees. I was looking at Ally but I'm not sure they classify as a brokerage.

Some more info: $63k in savings, $4k in checking, no debt besides mortgage and truck payment, $35k in Union IRA (In the process of trying to consolidate as i'm no longer considered active within my union)