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I am barely able to survive off of a ālivableā wage now. I donāt even have a car because I live in a walkable area.
My bills: food, Netflix, mortgage, house insurance, health insurance, 1 credit card.
Iām food prepping more than ever. I have literally listed every single item we use in our home on excel, and have the prices listed for every store. I even regularly update it.
I had more spending money 5 years ago when I made much less. What. The. Frick.
Anyways. Are you all okay? Iāve been worried about my fellow millennials. I read this article that talked about Prime Day with Amazon. And millennials spending was actually down that day for the first time ever. Meanwhile Gen z and Gen X spent more.
The article suggested that this is because millennials are currently the hardest hit by the current economy.. thatās totally and definitely doing amazingā¦./s
I canāt imagine having a child on less than this. Let alone comfortably feeding myself
Edit: really wish my mom would have told me about living in low cost of living areasā¦ like I know I sound dumb right now- but I just figured everywhere was like this. I wish I would have done more research before settling into a home. Iām astounded at just the prices on some of these homes that look much nicer than mine.. and are much cheaper. Wow. This post will likely change my future. Glad I made it. Time to start making plans to live in a lower costing area.
And for those struggling, I feel you. Iām here with you. And Iām so so sorry
Edit 2: they cut the interest rates!! So. Hopefully that causes some change
Yup. and if they keep up itās illegal. Give it a google. Now I think itās different if youāre behind, but the account is still open. But it absolutely applies for collection agencies.
This. I told myself when I hit the $100k/year mark that's when I'll be able to breathe a little. Nope
I have a king size on the floor. I think it looks fine, no ones ever complained that Iāve had stay over. My room is setup to be cozy, multiple large foam bean bags. A floor on the bed is cozy feeling to me and I have an irrational fear of smooshing my cats on a raised bed.
Millennials really should stop following stupid made up rules and live how ya want.
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They canāt garnish your wages even if youāre behind. You have to be sued first. And if itās in collections, you can tell them to stop calling you and they have to by law