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Those of you making under 60k- are you okay?
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I am barely able to survive off of a ā€œlivableā€ wage now. I donā€™t even have a car because I live in a walkable area.

My bills: food, Netflix, mortgage, house insurance, health insurance, 1 credit card.

Iā€™m food prepping more than ever. I have literally listed every single item we use in our home on excel, and have the prices listed for every store. I even regularly update it.

I had more spending money 5 years ago when I made much less. What. The. Frick.

Anyways. Are you all okay? Iā€™ve been worried about my fellow millennials. I read this article that talked about Prime Day with Amazon. And millennials spending was actually down that day for the first time ever. Meanwhile Gen z and Gen X spent more.

The article suggested that this is because millennials are currently the hardest hit by the current economy.. thatā€™s totally and definitely doing amazingā€¦./s

I canā€™t imagine having a child on less than this. Let alone comfortably feeding myself

Edit: really wish my mom would have told me about living in low cost of living areasā€¦ like I know I sound dumb right now- but I just figured everywhere was like this. I wish I would have done more research before settling into a home. Iā€™m astounded at just the prices on some of these homes that look much nicer than mine.. and are much cheaper. Wow. This post will likely change my future. Glad I made it. Time to start making plans to live in a lower costing area.

And for those struggling, I feel you. Iā€™m here with you. And Iā€™m so so sorry

Edit 2: they cut the interest rates!! So. Hopefully that causes some change

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They canā€™t garnish your wages even if youā€™re behind. You have to be sued first. And if itā€™s in collections, you can tell them to stop calling you and they have to by law

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No problem. Pass it on

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Yup. and if they keep up itā€™s illegal. Give it a google. Now I think itā€™s different if youā€™re behind, but the account is still open. But it absolutely applies for collection agencies.

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This. I told myself when I hit the $100k/year mark that's when I'll be able to breathe a little. Nope

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I have a king size on the floor. I think it looks fine, no ones ever complained that Iā€™ve had stay over. My room is setup to be cozy, multiple large foam bean bags. A floor on the bed is cozy feeling to me and I have an irrational fear of smooshing my cats on a raised bed.

Millennials really should stop following stupid made up rules and live how ya want.

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4 months ago