Payday loans are a short-term financial fix to borrow a small sum of money, often for an unexpected expense. The best payday lenders in Tampa get their high marks for lower fees and flexible repayment.

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How to get a payday loan in Tampa

Payday loans in Tampa are a fast, easy way to get cash. However, they can be expensive, so look into payday loan alternatives. A savings plan will help you prepare for life's unexpected costs. Even putting $10 or $20 away every week helps. Ask a friend or family member for a no-interest or low-interest loan, or work to improve your credit so you can qualify for an emergency credit card.

On the plus side, a payday loan can be one of the fastest, easiest financial transactions. You apply, get your money and then pay it back—typically the next time you get a paycheck.

Are payday loans legal in Florida? What are the limits?

Payday loans are subject to regulation in Florida. The maximum you can borrow is $500, and your loan term cannot be longer than 31 days. You can only have one outstanding payday loan at a time, and you'll need a cooling off period of 24 hours between loans.

If you cannot pay your loan back, Tampa borrowers can ask for a grace period of up to 60 days, and credit counseling will be required.

If you live in Tampa, can you get a payday loan with bad credit?

Tampa residents with bad credit can still get a payday loan. Most Tampa payday lenders specialize in serving customers who have some credit problems and cannot borrow money elsewhere.

Find the Best Payday Lenders in Tampa, FL

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