​

If you’re in need of emergency cash, then the most trusted payday loans online that we’ve found can help you buy groceries, cover a car repair, pay for a doctor’s visit, or deal with other everyday financial needs that pop up.

A payday loan doesn’t have to be from a payday lender in a part of town you don’t visit often. Instead, you can get approved for a cash loan from online lending networks that partner with several lenders across the country.

Instead of driving around town, you can submit a prequalification form online at home that matches you with lenders willing to work with you based on the information you provide. You can find installment loans and short-term loans on the networks we recommend. The money can be deposited directly into your bank account in as little as 24 hours.

Trustworthy Online Loan Networks

Here are five of the best lending networks that can connect your loan request with online payday loan providers that offer short-term loan options for all credit scores. You can compare loan offers before choosing one, and there’s no obligation to proceed with a loan offer.

1. PlanBLoan - is an online platform that connects you to many online lenders by forwarding your application to them. With PlanBloan, you don't have to worry about collateral or credit score because they do not perform a credit check. They enable you to compare loan offers from multiple lending sites and choose the one with the best interest rates.

PlanBLoan is a great place to start if you need an instant loan with a bad credit score because it is affordable, easy, and fast. The loan security type is unsecured, which means no collateral is required.

How to get an online loan with PlanBLoan?

To get a loan on PlanBLoan, you must be 18 years and older, a U.S. citizen and have a valid bank account. The following are the three steps to follow:

• Submit a request: Getting a loan on the PlanBLoan platform is simple and fast. The first step is to input your email address, the loan amount you would like to borrow, and finally, the last four digits of your SSN before submitting the request.
• Check the offers: PlanBLoan will forward your application to various lenders, after which you will compare the loan offers and choose the one that has the most competitive interest rates

• Receive your money: Once you meet the minimum requirements and accept the loan application terms, the lender approves your loan, and the money is transferred to your account. 

  Final thoughts

When you need instant cash, Planbloan is an excellent place to go. PlanBLoans offers you multiple options from lenders with competitive interest rates. Additionally, applying for a loan through PlanBLoan is simple and transparent. When you apply for a loan, make sure you use them properly and repay as required to build a good credit score.

2. YourPayday - Are you looking for a loan site that takes you out of trouble? This review will get you through all you need to know about this site before taking any risks. YourPayday seems like a great site to get Personal loans, but keep in mind that they are not lenders as such, but rather a service that provides the user’s connection to the lenders.

How Does YourPayday Work?

It is effortless at first. You must register online. It can be from a computer or a mobile device. The loan sites like YourPayday are based on realizing all your processes in real time, making it easy to connect with any lender.

The different lenders will then send you a loan offer matching the conditions you set in your profile and/or with a set of conditions; once you accept the terms, you can go to the next step.

When the conditions are set, you can reject the terms placed by the lender. Otherwise, the money will be available in your account quickly.

How Long To Wait For The Loan To Be Approved and When Should I Pay?

From the moment you register until a lender contacts you and answers your request, the time is short.

This usually happens fast. It can be up to a day. Some factors can advance or delay that response, such as verifying the data you provided and the financial institution reviewing your profile.

Since YourPayday depends on external lenders, paying the different credits will depend on each agreement’s conditions between parties. So you should check the payment terms with your lender.

Companies like YourPayday will allow you to contact the best lenders. It is also a secure page that will keep all your personal data only available to independent lenders on the platform.

3. FundsJoy - Have you ever found yourself in a bind financially? If so, you’re not alone. At some point in life, most people run into a situation in which they find themselves in need of fast cash. After all, there’s no telling when an unexpected medical bill or car repair could pop up, right?

Fortunately, there are ways to get access to quick cash in situations like these. Online lenders make it easy for borrowers to submit an application online and hear back in a matter of hours or days, not weeks or months. Then there are services that can connect borrowers and lenders to make the process even easier.

Here’s what you need to know about the options that FundsJoy provides.

What is FundsJoy?

FundsJoy is a service that connects borrowers looking for a loan with lenders. It allows you to borrow between $200 and $5,000. The service is entirely digital, and you only need to answer a few questions from the comfort of your home to submit your loan request. FundsJoy can help connect borrowers with personal or payday loans.

At the end of our FundsJoy review we recommend that it’s much easier to get money from an online lender than from a traditional lender that requires a lot of paperwork or even a face-to-face meeting. Online loans for people with bad credit will become more common. There is an increasing demand for loans for people with bad credit every day.

In response to these rising needs, companies like FundsJoy are expanding their lender network and improving customer service to make it easier to obtain a loan whenever you need one. You can get a loan from FundsJoy, no matter what loan you’re looking for! Visit the FundsJoy website and apply for a bad credit loan today!

4. Extralend - Apply for instant cash from Extralend.com online and get the best Personal Loan offers within a few minutes. Direct lenders approve both good and bad credit borrowers with no hard credit check.

How does ExtraLend.com work?

ExtraLend.com can match you with online direct lenders offering Installment Loans up to $3000. The application is very simple and takes you only a few minutes.

As soon as you fill out a form, you are matched to the lender and if you qualify you get the money within 1 - 2 days.

Why ExtraLend.com?

• Easy Online Form - Your personal and financial information is always kept safe and secure.
• Fast and Secure - Even if you've filled out the online form and received an offer from one of partnering lenders, you are not obligated to accept any offer if it doesn't work for you.

• Installment loan is a medium term loan with a fixed interest rate that is repaid in equal monthly payments and it's usually limited to 24 months. Loan offers and eligibility depend on individual credit profile. Our lenders can help customers obtain as much as $5,000 depending on a particular lender, state and financial situation. Installment loans are affordable alternatives to payday loans, but at the same time installment loan lenders have higher qualifications.

  5. Indylend - When it comes to finding the best payday loans referral service, indylend.com is the top choice for many borrowers. The site connects borrowers with potential lenders, making the process quick and easy. It's a great choice for those who are looking for a fast solution to their financial needs.

Indylend.com is one of the most popular payday loans referral services available today. The site has been connecting borrowers with potential lenders since 2002, and has helped thousands of people get the money they need quickly and easily. Indylend.com offers a variety of features that make it a great choice for those in need of a quick loan.

Indylend.com is a safe and convenient way to borrow money. The site is easy to use, and borrowers can be confident that they will receive the loan they need. The interest rates are typically higher than those offered by banks or credit unions, but there are no fees associated with using the service. Indylend.com is available in all 50 states.

5 Most Trusted Payday Loans Online (2023)