I basically gave up on PSLF despite working at nonprofits for years because I didn't think all of my payments counted. I figured it was going to be at least another 5 years and I eventually decided it wasn't worth it and moved on to the private sector.

I recently checked my eligible payments again and had WAY more than I expected: payments during the COVID pause (which were $0) now qualify, and payments while my loans were deferred in grad school (which were also $0) qualified. I got my employers to sign off on my time, submitted my paperwork in late February, and just got $145k forgiven! I think the system is largely automated now so it was a relatively quick process.

I also wasn't working for a qualifying employer during the time of forgiveness, which used to be a rule but I don't think they're enforcing that currently. As long as you worked for a qualifying employer during 120 eligible payment periods, you should be eligible for forgiveness.

If you haven't checked in a while, it's worth checking again, especially before the November election.

Note: If Mohela is your loan servicer, forgiveness processing is paused until end of July -- they are transitioning PSLF back to the Dept of Ed during that time. So that may create some disorganization on the backend, but imo it's still worthwhile getting all of your documents together now so you can submit asap.