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Premium Finance / Charity
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Hi 👋🏻
I’ve had my license for years and recently came across the concept of premium finance using a WL / IUL for the purpose of keeping assets liquid now and taking advantage of future charity contributions now plus a huge charity contribution at the end to help estate taxes.
Can someone help me with understanding the basics ?
Is the important part making sure there is enough arbitrage between the WL / IUL interest rate and the interest rate of the loan?
Who would be the target client ?
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- 2 months ago
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