The vast majority of the readers here are probably currently students (and now have to learn a new whack rule about standing for con law). But we also have a lot of people graduating or recently graduated. And several readers here have spread their wings and gone out into the working world. The vast majority are 6 figures in debt right out of law school. So that kind of decision is pretty weighty just on a personal finance level for users here and it feels like a dumpster fire.

I do want to quickly point out that the new IDR plans are still in the rule making phase and the Biden admin was waiting to see what SCOTUS did today before rolling out new plans. Some of the mods track that stuff (special thanks to /u/biglawinvestor) and we keep a site updated as best we can with whatever is current. So if you're looking for a resource feel free to bookmark it. We haven't touched it in awhile because, well, everything was frozen. But we'll start improving it again with new info as it comes out.

As many of you noticed, the government signed a debt ceiling agreement recently that officially codifies an end to the student loan freeze. The White House confirmed that student loan interest will resume starting September 1, 2023 and payments will begin in October.