I recently bought a 2020 Hyundai Veloster N at a dealership and I used the on site insurance agent to get insured. I have no accidents or anything on my record however I am paying 275 a month for a 6 month policy with basic requirements for full coverage. This was the lowest offer she was able to find out of the agencies that they work with. I am only 22 turn 23 this year and have had my license since 2021. I have insured 2 vehicles since getting my license. Through my own research all the quotes I get on the phone with agencies I have called are more like 300-500 dollars a month. Any tips? Also I checked my policy today and under drivers it shows me and then my 2 roommates. I advised them when setting up my insurance that I would be the one and only person driving the vehicle could this cause my specific policy to be more expensive?